I did not intend for my writings to include political leanings; I have them and prefer to keep them to myself, but what I’ve been hearing lately has spurred me to address the insanity I’ve been hearing.
Government health care… let’s start there shall we? ”Affordable” health care for everyone…… sounds great right? Not so fast……… First you have to define “AFFORDABLE”, which in todays reality, is not exactly definable if you want to produce numbers. In other words, affordable for ME may not exactly be affordable for someone else. Next up, who exactly is “everyone”? Technically speaking (I love this, I can work in technical stuff here) EVERYONE IN THE US HAS HEALTH INSURANCE. There, I said it. Now the meaning – even if you do NOT have or are not paying for health insurance, if you get hurt or sick, you can still go to any hospital emergency room and CANNOT BE TURNED AWAY for not having insurance. You will get treated and you will not have to pay. So what’s the big disconnect here??
Well, there’s a few things and where do I start? The health care industry is a segment that doesn’t much have to worry about its future-meaining there will always be sick/dying people out there simply by the nature of humans being mortal. And due to the ever increasing population, that industry is seeing an ever increasing number of people in need of its services. Get where I’m going here…………?? Enter Uncle Sam, or at least the current batch of government administrators running the show…….using the tired script of xxx# of uninsured people (Always wonder where those numbers come from) and the “skyrocketing” cost of healthcare, we’re fed the “obvious” solution that government can FIX IT.
Let me explain how we get “skyrocketing” healthcare costs to begin with…………. Most people with jobs and a company health insurance plan know how this first part works: you get hurt/injured/sick and go to your doctor’s office or emergency room or whatever, and with a certain (Usually) small upfront cost you can get the care you need. You just fill out the paperwork and wait (I do despise the wait). Now not everyone has a job or a company health insurance plan, so let’s say some of those people get sick/hurt/injured and head on down to the urgent care clinics or emergency rooms. Because of EXISTING FEDERAL REGULATIONS, nobody can be turned away because of inability to pay (No health insurance) – Big problem there: SOMEBODY HAS TO PAY, it’s a fact of life; nothing is free including healthcare. So who is paying?
I’ll give you 3 guesses and the first 2 don’t count……… look in the mirror………. YEAH, it’s you (And me, and everyone else) When someone without health insurance incurs a cost in the healthcare system, it HAS TO BE PAID by someone. What do all businesses do with additional costs? Correct, those costs are passed along back to the consumer, which = YOU and me. How is that possible? You pay higher premiums BECAUSE you are paying for the uninsured showing up and getting “FREE” healthcare. Now the healthcare systems mostly try to reduce that cost, meaning those uninsured might not be getting the “best” care, but their needs are being taken care of. I wonder how many really know/understand that the reason for high premiums is to cover the cost of the uninsured; they shouldn’t even be called “uninsured” – they should be called the freeloaders, as their costs are passed on to those who CAN pay. Now I know that’s not the “PC” thing to say, but at what point do we the payers stand up and point out the idiocy of the system?
And I want the government running this system? With their inability to manage anything resembling a business? I am not against having AVAILABLE healthcare for all; we have that NOW. I am against this notion of “affordable” healthcare where the governement steps in and tells hospitals/doctors/whatnot how much they can charge for specific services. That folks has a name and it ends in “ISM” and it’s not capitalism………